Terms Of Use

OQUOTI – TERMS OF USE & LEGAL POLICIES

Last Updated: 3RD FEBRUARY, 2026

Oquoti is a sub-brand and platform operated under Ricozeb Limited. All use of Oquoti is subject to the overarching policies, values, and legal protections of Ricozeb Limited.

By accessing, registering on, or using Oquoti (the “Platform”), you agree to be bound by this unified Terms of Use & Legal Policy Document and Ricozeb Limited's Terms & Policy. If you do not agree, you must stop using the Platform immediately.

1. LEGAL STATUS & OWNERSHIP

Oquoti is not a standalone legal entity.
Oquoti operates strictly as a brand, product, and service of Ricozeb Limited.
All rights, liabilities, protections, and legal authority rest with Ricozeb Limited.

Any reference to “Oquoti,” “we,” “us,” or “our” refers to Ricozeb Limited and its platforms.

2. PLATFORM PURPOSE

Oquoti is an information, discovery, and opportunity-sharing platform. Content may include listings, guides, discussions, resources, advertisements, and third‑party offers.

Oquoti:

Does not provide jobs, investments, financial advice, or professional services
Does not guarantee income, success, employment, or results of any kind
Acts solely as a neutral publishing and discovery platform

3. ELIGIBILITY

You must be 18 years or older to use Oquoti
You must have legal capacity under applicable law

4. USER ACCOUNTS

You are responsible for all activity under your account
Account details must be accurate and lawful
Ricozeb Limited may suspend or terminate accounts at its sole discretion

5. ACCEPTABLE USE POLICY

You agree NOT to:

Post scams, fraudulent schemes, or deceptive opportunities
Post guaranteed income, misleading earning claims, or false promises
Impersonate individuals, brands, or organizations
Upload illegal, pornographic, violent, hateful, or abusive content
Manipulate traffic, rankings, or platform systems
Use the Platform for unlawful activities

Violations may result in immediate removal, account termination, or legal action.

6. USER‑GENERATED CONTENT

You retain ownership of content you submit
You grant Ricozeb Limited a worldwide, irrevocable, royalty‑free license to use, display, modify, reproduce, and distribute such content on its platforms
You are solely responsible for the legality and consequences of your content

7. OPPORTUNITIES, LISTINGS & DUE DILIGENCE

Oquoti does not verify all content or listings
Users must conduct independent due diligence
Ricozeb Limited bears no responsibility for losses, disputes, scams, or damages resulting from interactions or third‑party offers

8. PAYMENTS, ADS & AFFILIATES

Some features may involve payments, ads, or affiliate links
All payments are final and non‑refundable unless stated otherwise
Ricozeb Limited is not liable for third‑party advertisers, payment processors, or external services

9. PRIVACY POLICY

Ricozeb Limited collects minimal data necessary to operate and secure the Platform, including:

Account identifiers (username, email)
Technical data (IP address, browser, device type)
Voluntarily submitted content

We:

Do not sell user data
Use data for platform operation, security, analytics, and legal compliance
May disclose data if required by law or to protect Ricozeb Limited

10. COOKIE POLICY

Oquoti uses cookies and similar technologies to:

Enable essential site functionality
Analyze traffic and performance
Support advertising and affiliate tracking

You may disable cookies in your browser, but functionality may be affected.

11. DISCLAIMER

The Platform is provided “AS IS” and “AS AVAILABLE.”

Ricozeb Limited disclaims all warranties, including:

Accuracy or reliability of content
Outcomes, earnings, or results
Availability or uninterrupted access

Use of Oquoti is entirely at your own risk.

12. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

Ricozeb Limited shall not be liable for direct, indirect, incidental, or consequential damages
This includes losses from content, listings, user interactions, or third‑party services

13. INDEMNIFICATION

You agree to indemnify and hold harmless Ricozeb Limited from any claims, losses, damages, or expenses arising from:

Your use of Oquoti
Your content
Your violation of these Terms or applicable law

14. TERMINATION

Ricozeb Limited may suspend or terminate access to Oquoti at any time, without notice, for any reason including policy violations or legal risk.

15. MODIFICATIONS

These Terms may be updated at any time. Continued use of Oquoti constitutes acceptance of the revised Terms.

16. GOVERNING LAW

These Terms are governed by the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.

17. CONTACT

Ricozeb Limited (Oquoti)
Official correspondence via published company contact channels

Editorial Policy (Oquoti)

Oquoti is an opportunity discovery and content aggregation platform designed to help users find relevant opportunities, insights, and trending content across jobs, education, business, lifestyle, and entertainment.

We curate content from publicly available sources, including RSS feeds provided by publishers, and present short summaries strictly for discovery purposes.

Each aggregated post includes attribution and a direct link to the original publisher, encouraging users to read the full content on the source website.

Where applicable, Oquoti adds brief editorial context to help users better understand the relevance of the opportunity.

📌 Content Attribution Policy

All third-party content featured on Oquoti remains the intellectual property of its respective owners.

We display only short excerpts

We provide clear source attribution

We link directly to the original publication

We do not reproduce full articles

Logos and featured images are used solely for identification and attribution.

📌 DMCA & Copyright Policy

Oquoti respects intellectual property rights.

If you are a copyright owner and believe your content has been used inappropriately, please contact us with the relevant details. Upon verification, we will promptly remove or modify the content as requested.

We also honor opt-out requests from publishers who do not wish their content to be aggregated.

Affiliate Links & Product Links Disclaimer

Affiliate Disclosure

Oquoti may contain links to third-party products, services, tools, platforms, or opportunities that are offered by external companies or individuals. Some of these links may be affiliate links, meaning Oquoti may earn a commission if you click on the link and make a purchase or take a qualifying action, at no additional cost to you.

These commissions help support the operation, maintenance, and growth of the Oquoti platform.

Editorial Independence

All content published on Oquoti is created with the goal of providing useful information, opportunities, and resources to users around the world.
Affiliate relationships do not influence our editorial decisions, rankings, listings, or recommendations unless explicitly stated.

We strive to present opportunities fairly, honestly, and transparently.

Third-Party Products and Services

Oquoti does not own, control, or directly operate the third-party websites, products, or services linked on this platform. When you click an external or affiliate link, you are redirected to a website governed by its own terms, policies, and practices.

We are not responsible for:

The accuracy, completeness, or reliability of third-party content
Product quality, pricing, availability, or guarantees
Refunds, disputes, customer service, or outcomes related to third-party services

Any transaction you make with a third party is solely between you and that provider.

No Professional or Financial Advice

Links to products, services, jobs, scholarships, tools, or opportunities on Oquoti are provided for informational purposes only.
Nothing on Oquoti should be interpreted as financial, legal, investment, employment, or professional advice.

Users are encouraged to:

Conduct their own research
Verify claims independently
Seek professional advice where appropriate before making decisions

Earnings and Results Disclaimer

Any references to income, success stories, job outcomes, or benefits related to linked products or services are not guarantees of results. Individual outcomes vary based on effort, skills, experience, location, and other factors beyond Oquoti’s control.

Transparency Commitment

Oquoti is committed to transparency and ethical publishing practices. Where applicable, affiliate relationships may be disclosed within content, listings, or pages, but users should assume that some links may be affiliate links unless otherwise stated.

Some links on Oquoti may be affiliate links. We may earn a commission at no extra cost to you. We do not control or guarantee third-party products or services.

Coupons, Deals & Auctions Disclaimer (Shopping Category)

Coupons and Deals Information

The Shopping category on Oquoti may display coupons, deals, discounts, promotional offers, and special sales sourced from third-party websites, merchants, or RSS feeds.

While we strive to keep information accurate and up to date, Oquoti does not guarantee:

The availability, validity, or accuracy of any coupon or deal
That a coupon, discount, or offer will work at the time of use
That prices, promotions, or terms have not changed

Coupons and deals may expire, be limited, or be withdrawn at any time without notice by the merchant.

Auctions and Marketplace Listings

Oquoti may feature auction listings, marketplace offers, or bidding opportunities from third-party platforms via links or RSS feeds.

Oquoti:

Does not operate or manage auctions
Does not participate in bidding
Does not verify sellers, buyers, or listings

All auction transactions, bids, payments, disputes, and deliveries are handled entirely by the third-party platform.

Third-Party Merchant Responsibility

All products, services, coupons, deals, and auctions listed on Oquoti are provided by independent third-party merchants or platforms.

Oquoti is not responsible or liable for:

Product quality, authenticity, or condition
Shipping, delivery delays, or cancellations
Refunds, returns, warranties, or guarantees
Disputes between users and merchants
Fraud, misrepresentation, or losses arising from third-party transactions

Users interact with merchants at their own discretion and risk.

Affiliate Relationship Disclosure

Some coupons, deals, or shopping links on Oquoti may be affiliate links. This means Oquoti may earn a commission if a user clicks on a link or completes a purchase, at no additional cost to the user.

Affiliate relationships do not affect pricing and do not imply endorsement unless explicitly stated.

Price and Offer Changes

Prices, discounts, availability, and promotional terms are determined solely by merchants and may change at any time. Oquoti has no control over these changes and makes no guarantees regarding final pricing at checkout.

User Responsibility

Users are encouraged to:

Confirm coupon terms and expiration dates
Review merchant policies before purchasing
Verify auction rules, bidding conditions, and seller reputations
Conduct independent research before making purchasing decisions

Deals, coupons, and auctions are provided by third parties. Availability, pricing, and terms may change at any time. Oquoti does not guarantee offers or manage transactions.

By using Oquoti, you confirm that you have read, understood, and agreed to this Terms of Use & Legal Policy Document and Ricozeb Limited's Terms & Policy, and acknowledge that Oquoti operates strictly under Ricozeb Limited.